Title Commitment vs Title Insurance Policy – What is the Difference?

 

 

In a nutshell, a title commitment is the promise by a title company, after all the research is complete, to issue a title insurance policy. The title insurance policy protects the new owner from any unknown future ownership (or title) problem. An easy way to think about the title commitment is that it is […]

By |November 10th, 2016|how to choose a title company, title insurance|Comments Off on Title Commitment vs Title Insurance Policy – What is the Difference?

What Is a Re-issue Credit for Title Insurance?

 
Title insurance protects the title to your property against unknown, adverse claims. A property buyer, or the property seller on behalf of the buyer, buys title insurance, so they are protected against such claims, while ever they own the property. The buyer will also pay for a title insurance policy to protect the mortgage […]

By |July 21st, 2016|insurance, international title partners, property insurance, title insurance|Comments Off on What Is a Re-issue Credit for Title Insurance?

The Importance of Title Insurance: US Bank vs. Ibanez

Title insurance is an important part of the home buying process. It protects lenders and owners from problems related to the legal history of a property. Problems that affect a property’s title are often of the type that no home buyer can detect, anticipate or prevent.

New title insurance case-law from the Massachusetts Supreme Court […]

By |April 8th, 2016|buying a home, insurance, title insurance|Comments Off on The Importance of Title Insurance: US Bank vs. Ibanez

Some of the Ways a Title Insurance Policy Can Protect the Buyer

Most insurance policies – homeowner, life, accident, and motor vehicle, for example – protect policy holders from suffering loss or damage caused by a future possible event. Title insurance policies protect the new property owner from a previous event should that event become future problem.

When someone buys a piece of land or a home, […]

By |March 25th, 2016|buying a home, title industry, title insurance|Comments Off on Some of the Ways a Title Insurance Policy Can Protect the Buyer

Title Insurance Does Not Cover Unpaid Utility Bills

Title insurance protects property owners in many ways but, like all insurance, it is not, and does not pretend to be, all-encompassing. Title insurance is issued after a search of public records in the county where the property is located. It is issued to protect the owner from claims which may arise from matters […]

By |February 26th, 2016|buying a home, home closing, title insurance|Comments Off on Title Insurance Does Not Cover Unpaid Utility Bills

The Title Insurance Policy Benefits the Buyer – But What Is It, Really?

Both the Seller and the Buyer receive a good faith estimate for their real estate transaction. It outlines the value of the transaction and details the costs that apply to each party. The Seller’s side has a line that reads ‘Owner’s Policy’ and the Buyer’s side has a line that reads ‘Lender’s Policy’. Most […]

By |January 15th, 2016|buying a home, home closing, title industry, title insurance|Comments Off on The Title Insurance Policy Benefits the Buyer – But What Is It, Really?

Happy New Year to all Buyers, Sellers, Investors and Realtors!

 

Everyone on the International Title Partners team would like to wish you a Happy New Year! We hope that 2016 will be all that you want it to be, and that you will achieve every one of your real estate goals. We are very grateful to our clients and to our Realtors for asking […]

By |December 31st, 2015|home closing, international title partners, title industry, title insurance|Comments Off on Happy New Year to all Buyers, Sellers, Investors and Realtors!

Buyer, Seller and Investor Tips: Angel Investors

People want to hear your story. Your story pitching may actually be more important than your production in the beginning stages of your business. As long as the idea is solid, investors support people they like. Here are some buyer, seller and investor tips for getting along with angel investors.

Shorten Your Pitch.

Every aspect of your story […]

By |November 6th, 2015|home closing, title insurance|Comments Off on Buyer, Seller and Investor Tips: Angel Investors

Some Facts About Title Rates and Fees

Very few of us buy or sell properties often enough to be familiar with all the terms, calculations and associated costs. In this article we would like to tell you about title rates and fees and give you some good news about one fee – if you close with us.

The Fees You See

Your property […]

By |June 26th, 2015|fees, international title partners, ITP, title insurance|Comments Off on Some Facts About Title Rates and Fees

Your Title Insurance Policy and the Value of a Title Attorney (Part II)

In the first article we looked at title searches, the purpose of Title Insurance and how both Seller and Buyer benefit from the Title Insurance Policy.

In Part II we will focus on problems and the value of having an attorney on-site.

The title search is done to discover issues that prevent ‘clear title’ from being transferred […]

By |June 3rd, 2015|buying a home, international title partners, title insurance|Comments Off on Your Title Insurance Policy and the Value of a Title Attorney (Part II)